Policy Peter

STARTING AT $1/Day

Life Insurance That Actually Makes Sense

Most Americans think life insurance costs 3x more than it really does. Policy Peter helps you discover affordable coverage that protects what matters most, starting at just $1/day.

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The system is confusing

You're not alone in feeling overwhelmed

Most people put off getting life insurance because the process feels overwhelming and confusing, they assume it costs way more than it actually does, comparing dozens of companies and policies takes forever, and insurance jargon makes it hard to know what you really need. That's where Policy Peter comes in.

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Protect your family

Why do people get life insurance?

Life insurance ensures your family stays financially secure if something happens to you. The right policy can cover funeral and final expenses so your family doesn't face bills during grief, pay off your mortgage, car loans, and other debts, fund your children's education, replace your income so your family maintains their lifestyle, and provide financial breathing room during an impossibly difficult time.

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Only recommend certified partners

You're in good hands

All our insurance partners are vetted and reviewed by Peter's team to ensure they hold up to our standards.

Highly Rated

Every insurance provider in our network is certified, licensed, and personally reviewed by our team.

In-Depth Review

We analyze your unique situation to connect you with the right coverage, not just any coverage.

Transparent Process

No fees, no confusing fine print, just straightforward coverage that gives you peace of mind.

How It Works

So, how does it work?

Fill out the form or take our assessment and Ian will automatically search his database of certified life insurance partners to find the perfect option for your situation.

Take assessment

All our insurance partners are vetted and reviewed by Peter's team to ensure they hold up to our standards.

Peter will find your match

When you contact Peter we will do an in depth review of our database to find the perfect partner for you.

Get the perfect policy

All of our Life Insurance partners are vetted to ensure they are properly certified and licensed.

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Protect your family's future

Getting life insurance doesn't have to be complicated or expensive. Let Policy Peter help you find affordable coverage that gives your family security and you peace of mind.

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When should I get life insurance?

The best time is now, especially if you're planning major life milestones like marriage, starting a family, or buying a home. The younger and healthier you are when you apply, the lower your premiums will be. Waiting until you need it often means paying significantly more.

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How long does it take to get approved?

It depends on the type of policy and your health situation. Some policies offer instant or accelerated approval within 24 to 48 hours with no medical exam required. Traditional policies that include a medical exam typically take 2 to 6 weeks from application to approval. Policy Peter works with providers offering both options, so we can match you with the timeline that fits your needs and urgency.

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How much does life insurance actually cost?

Far less than most people think. Studies show about 70% of Americans overestimate the cost by 3x or more. Many healthy individuals can get substantial coverage starting around $30/month. Your actual rate depends on factors like coverage amount, your age, health, and the type of policy you choose.

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How much coverage do I actually need?

A good rule of thumb is 10 to 12 times your annual income, but your ideal coverage depends on your unique situation. Consider your mortgage balance, other debts, income replacement needs, future expenses like college tuition, and existing savings. Policy Peter's assessment calculates the right coverage amount for your specific financial picture, so you're neither underinsured nor overpaying.