Privacy Policy

Last Updated: October 12, 2025

Introduction

Policy Peter ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Important Disclaimer

Policy Peter is NOT a licensed insurance agent or insurance company. We are a lead generation service that connects consumers with licensed insurance agents and providers. We do not sell, solicit, or negotiate insurance products directly.

Information We Collect

We may collect the following types of information:

-Personal Information: Name, email address, phone number, date of birth, address, and other contact details

-Demographic Information: Age, state of residence, and other eligibility information

-Health Information: General health status and pre-existing conditions (as voluntarily provided)

-Technical Information: IP address, browser type, device information, and website usage data

How We Use Your Information

We use the information we collect to:

-Connect you with licensed insurance agents and providers

-Verify your eligibility for insurance programs

-Respond to your inquiries and provide customer support

-Send you information about insurance products and services

-Improve our website and services

-Comply with legal obligations

Information Sharing and Disclosure

We may share your information with:

-Licensed Insurance Agents and Providers: We share your information with our network of licensed insurance professionals who can assist you

-Service Providers: Third-party vendors who help us operate our business

-Legal Requirements: When required by law or to protect our rights

-Business Transfers: In connection with a merger, sale, or acquisition

We do not sell your personal information to third parties for their own marketing purposes.

SMS and TCPA Compliance

Consent to Receive Communications

By submitting your phone number through our forms, you expressly consent to receive:

-Text messages (SMS/MMS)

-Phone calls (including autodialed and pre-recorded calls)

-Emails from Policy Peter and our network of licensed insurance agents and providers regarding life insurance quotes, policy information, and related services.

Message Frequency and Rates

-Message frequency varies based on your inquiry

-Standard message and data rates may apply from your carrier

-Carriers are not liable for delayed or undelivered messages

Opt-Out Instructions

You may opt out of receiving communications at any time:

-SMS: Reply STOP to any text message

-Email: Click the unsubscribe link in any email or email us at [your-email]

-Phone: Request to be added to our Do Not Call list during any call

TCPA Acknowledgment

You acknowledge that:

-Your consent is not a condition of purchasing any goods or services

-You may revoke consent at any time

-We comply with the Telephone Consumer Protection Act (TCPA) and related regulations

Data Security

We implement reasonable security measures to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:

-Access your personal information

-Correct inaccurate information

-Request deletion of your information

-Opt out of certain data processing activities

To exercise these rights, please contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Policy Peter

Email: [email protected]

California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). For more information, please contact us.

Nevada Residents

Nevada residents have the right to opt out of the sale of their personal information. To exercise this right, please contact us.

By using our services, you acknowledge that you have read and understood this Privacy Policy.